Inland Transit
This policy is issued to cover loss and/or damage to goods whilst in transit by road caused by fire, lightning, overturning and collision. Other extraneous perils such as water damage, loading & unloading and theft can also be covered.
Fidelity Guarantee Insurance
This policy covers the employer in respect of any direct financial loss which he may suffer as a result of employees dishonesty.
Professional Indemnity
This policy provides protection to professionals like Medical Practitioners, Architects, Accountants, Financial Consultants, Attorneys and Barristers in respect of their legal liability to pay compensation arising out of losses and/or damages for any breach of their professional duty by reason of any negligent act, error or omission.
Money Insurance
This insurance provides compensation to the Insured in the event of money being stolen whilst in transit or kept in safe and/or in the business premises.
All Risks
This insurance policy covers loss of or damage to the property insured against a wide range of perils arising out of fortuitous or unforeseen event.
Workmens Compensation Policy
This policy covers employees against personal injury sustained by accident or disease resulting out of and in the course of employment by the employer in the business for which he is held liable under Workmen Compensation Act and at Common Law.
Electronic Equipment Insurance
This insurance covers accidental and unforeseen loss or damage caused to electronic equipment (including system software) by specific peril. It is normally on All Risks insurance subject to exclusions.
Machinery Breakdown
This insurance policy covers unforeseen and sudden physical loss of or damage to any mechanical and electrical machinery and/or equipment by any cause necessitating repairs and/or replacement.
Contractor's Plant and Machinery Insurance
This policy covers loss or damage to the contractor's construction plant and machineries due to accidents arising out of external perils.